Think of a unit trust as a smart way to pool your money with other investors. Instead of buying a whole asset, like a large building, on your own, you and many others contribute money to a central fund. A professional fund manager then uses this collective money to buy a variety of assets, such as shares or treasury bills.
Here’s the best part: As the value of these assets grows, so does your investment. It’s a way to get a slice of bigger, more profitable investments that would be out of reach on your own.
You don't need a huge amount of capital to start. You can begin investing with as little as Rs. 1,000, giving you access to a professionally diversified portfolio that would otherwise be expensive to build.
Unlike some other investments, you can add more money to your unit trust whenever you have some extra cash. And if you need to withdraw your funds, you can do so without penalty.
Say goodbye to spending hours analyzing market data. The professional fund manager takes care of all the research and strategy, leaving you free to focus on other things.